iMoneyManager is a tool you can use to wrap your head round a debt problem, work out an affordable payment plan, and communicate that plan to your creditors, all in private, without needing to share your situation with anyone.

Most of us want to try to sort out our problems alone. We don’t want to admit defeat before we’ve even started. If you’re worried about debt or finances, iMoneyManager helps you do this.

If after completing your iMoneyManager you do need further help, then there are plenty of advice services, free and fee charging that are more than able to help, but whatever your situation, iMoneyManager is a good place to start. You can see how serious the problem is, and if you do need to talk to someone, you’ll understand your situation, know how much you can afford to pay each month, AND know how long it would have taken to pay back the debts.

All in all, it puts things in perspective.

(Testimonial)

“Very professional. They made us feel like we had a solution to our problem. I was very pleased with both James and Miriam all the way through the process. They were always there when we had any problems or questions relating to our bankrupcy, they were always there to reassure us that everything was alright and that we didn’t have to worry about anything. I could not be happier with the results and with the service I received.”

(Testimonial)

“They gave constant reassurance going through the process. A real personal touch up to and after the bankruptcy”

(Testimonial)

“I was treated over and above all expectations throughout my complete dealings with them. I was given unbiased explanations that outlined all the consequences that would effect me with both bankruptcy and an IVA, there was no pressure the final decision was mine.

They were completely non judgemental, refreshing and positive. Having my life put back on track from the very dark moments I encountered through the demise of my business and the personal financial difficulties that arose – it is very difficult to find anything that was bad about the service that was provided to me from the company, they held my hand through the whole bankruptcy court hearing.

One of the most satisfying points is the trust that I got from them. Always being able to speak to someone was also a huge relief, I know if I needed to ask them a question 2 years on they would still give this to me. Prior to my bankruptcy I was very ill indeed with worry. Now I am in a good job, happily married, have a 14mnth old boy and another on the way. ”

( Testimonial)

“They treated me with respect and it was very easy for me to ask them any questions I had. I can’t fault their service. Someone was always there to chat to who would give me guidance and advice.They treated me very nicely by giving me advantages and the disadvantages of bankruptcy. They explained things very clearly in very simple words till I agreed that I had understood everything very clearly. Because the way they explained everything to me I found them completely honest right the way through. They are helping people by giving them right advice at the right time, families like mine really do need people like James and Miriam. Thank you very very much for helping me. ”

(Testimonial)

“I just like to say thank you. You really did make it as stress free and painless as possible. The help I recieved over the phone with the office was faultless. And I can’t express how helpful it was to have someone with me when I was in court. It is difficult enough dealing with the idea of going bankrupt let alone navigating your way around court and knowing what you need to do when you need to do it.”

(Testimonial)

“They offered good helpful advice and made things a lot clearer regarding Bankruptcy. It was informal, but informative. No hard sell whatsoever. Great – very supportive and always willing to answer questions. Didn’t push us at all.”

(Testimonial)

“Very nice. I felt like they did’t judge me at all when other people have. They were only a phone call away, and I could speak to the same people to help me with any question I had. They did exactly what they said. I was a person to them and not a number. I am a lot less stressed not worring about my partners money being involved in my problems. I feel relaxed and a lot happier now than I thought was possible ”

(Testimonial)

“They were excellent. Good straight talking. I was actually looking for a ‘dodgy’ sales pitch and was delighted when I didn’t hear one. Very professional. They worked on getting the paperwork ready and tried to get my wife and myself to stop worrying. They were always there to answer a question whenever necessary. I believe that they are honest people, providing a necessary service. THANK YOU”

(Testimonial)

“I was treated as an individual who had had financial problems and they were going to help me to address them. They have made a situation which was unbearable bearable with light at the end of the tunnel.”

(Testimonial)

“They treated me so well and made sure they helped me in everyway. They explained the best options for me and what path I should take to solve my debts. This company was sooo helpful I was not stressed and for everything they did for me I can’t be more grateful. I couldn’t have done it without them. ALL I CAN SAY IS THANK YOU. YOU GUYS ARE GREAT AND HELPFULL AND U MADE ME SOOO HAPPY AND CANT WAIT WAT THE FUTURE HOLDS FOR ME NOW.”

(Testimonial)

“They was brilliant. Any problems I phoned them straight away and they sorted it out and dealt with everything they needed to. They even came to the court with me and was never too busy to help me out with any questions I had even after my bankruptcy finished. Everything they did was excellent. I only wish I’d met them 2 years earlier. They’re very helpful and do everything they say they will and can’t seem to do enough for you and as far as I know very honest. They’ve sorted my life out for me and I have not a bad word to say about James who dealt with my case. When you’re in debt like I was and from stories from people I know who were or are in simular situations everyone just tries to make money out of you to sort your problems out but end up getting you into more problems. Even two years they’ll still give me advice and be very friendly with it and not fob you off like most people these days.”

(Testimonial)

“They could not do enough for me. They were there for me either by phone or letter with rapid response the service they provided was next to none. I think the company do a great job, very professional and caring which a lot of other companys are not, I would recommend them to anybody”

(Testimonial)

“Polite, informative, not pushy. Once again very pleased with the service from start to finish, would recommend them to anyone in a similar situation that I find myself in without any hesitation.”

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“Easy to understand & put my problems in perspective. They treated me very well. Excellent service. I am very glad they came into my life. I needed help &they were with me all the way, they were of great help to me & I feel without their help I wouldn’t have managed everything.”

(Testimonial)

“BRILLIANT! I called them on the phone after I recieved the letter and they then sent someone round to my house to go over ALL of my options. At no time did I feel pressured or mislead. They have been absolutely fantastic throughout the whole process. All my questions and fears were answered and allayed immediately by people who were willing to give me there time and knowledge. Every aspect of my dealings with them were excellent. I knew everybody’s first name at the company and they spoke to me as a person not just a quick “cash cow”, which I have never known previously. Everything! Their Knowledge, their understanding of my needs and fears, the communication and the personal touch. I was made bankrupt in September 07 and was discharged in March 08. I am now debt free and can start to rebuild my credit score. I have been given a new lease of life and I feel that look forward to things that I wouldn’t have been able to do for at least another 3 years. I have already recommended them to two of my friends who are in the same situation as I was. I have only done this because of the lasting impression they have left with me. I would be very happy to endorse and stand up for James and Miriam under any circumstances.

(Testimonial)

“Absolutely excellent. They came to our house for a consultation and explanation. They also had a chat with me probably for about 2hrs on the phone. Were very supportive offering advice even before we decided to take their option. Continuously there for us. They treated us as dignified people. It wasn’t about payment, it was about people’s personal lifestyles that needed help. Customer service was excellent. They are professional but on a personal note. They had great knowledge in all scenarios. I would recommend them to people with debt problems. Over a year later I can still ring them and they know me as a person and STILL give me time on the phone, as dealings with bancruptcy is not entirely over there and then for people in jobs. They took the grey cloud away from over our heads. They showed me respect and has earnt my upmost respect back.”

(Testimonial)

“At our first meeting at home, did not feel pressurised, had a genuine feeling that they wanted to help us. Left us to make our own minds up, did not want an answer straight away. They treated us with care and respect, did not feel we were ‘just another case’ , offered excellent advice on the various stages. Would have no hestation in recommending them to anyone who find themselves in the position we were in. They have changed our lives!”

(Testimonial)

“Brilliant, nothing too much trouble, put me at ease when ever I thought I had a problem. I can not find fault with the staff, everyone was wonderful in their attitude and manner towards me. Made me feel better even if I contacted them about the slightest thing that was worrying me. They were absolutly marvelous, could not of asked for better treatment. Would definately recommend them.”

(Testimonial)

“Very helpful, very good communication, would answer any questions asked. They never at any point pressurized me.”

(Testimonial)

“They treated me with total compassion and understanding especially as I still felt bankruptcy was a bad thing. I was allowed to gather all the required paperwork at my own pace and they were always a phone call away as, due to the collapse of the IVA, creditors started getting in touch again. They were always willing to spend time talking about the process about to be taken. Even if I phoned three or four times regarding the same thing. They have been all they said they would be. A hand to take me through a experience that was difficult and emotional.”